Buying a Property
Buying a property is one of the biggest decisions you are likely to make during your life and it is usually the largest and most important investment you will ever make too, so here at Stevens & Carter, we want to help you get it right!
We are confident that with our expertise, local knowledge and extensive property portfolio which covers a wide range of budgets and different types of property, we will be able to help find the ideal property for you.
We pride ourselves on listening to what you want from your new property to ensure we fully understand what you are looking for, so you can always expect the most accurate and suitable recommendations from us.
Advice for Buyers
Please ask us for advice, as it is important that you find the ideal property for you.
We are here to help.
Finding Your Ideal Home
Before beginning your search, it’s incredibly useful to create a ‘wish list’ for your dream home.
This should include locations you are interested in searching, the number of bedrooms, bathrooms and reception rooms you would ideally like, whether you would like off-road parking or a garage, the size and type of garden and any other specific requirements you may have.
It is also helpful to highlight which of these areas you might be willing to compromise on, which are absolute must-haves and whether or not you are prepared to carry out any kind of renovations or updates to achieve what you want. This ensures that you don’t miss out on additional properties that might be suitable but would have otherwise been omitted from the search.
Of course, a clear idea of your budget is absolutely vital too. It is a good idea to have your mortgage offer in place as this ensures that you are searching within your price range and can also help the process run more smoothly when you do find the right property.
We provide comprehensive property details with an excellent selection of photos and clear floor plans to help you decide which properties you would like to view, this ensures that you are not wasting valuable time viewing properties that aren’t suitable.
Try not to be disheartened if you don’t find what you are looking for immediately, approach each viewing with an open mind and try to see the potential for change within a property.
Once You’ve Found ‘The One’
When you find a property you wish to make an offer on, we liaise with the seller on your behalf immediately, ensuring a prompt response to your offer. If your offer is declined, you can can make further offers if you wish. We aim to make this process as quick and stress free as possible.
Once your offer has been accepted, we send out confirmation of terms to all parties so that you can instruct your solicitors and arrange suitable exchange and completion dates.
It is important to remember that until an exchange of contracts has been made, there is no legal obligation to you or the seller and either party can withdraw.
We remain in contact with all parties throughout the process to ensure a smooth and successful purchase for you.
Stevens and Carter can recommend a number of professional local mortgage advisors, who all provide excellent independent advice.
With the large number of different mortgage products and deals currently on offer and the speed with which these can change, it can be very time-consuming for anyone trying to assess the most suitable product for themselves. The mortgage advisors we recommend have access to the entire mortgage market, including an exclusive range of products and they can and will put together the most appropriate package to suit their client’s current situation and future financial needs.
Expertise, market knowledge and lender relationships enable our partners to package a mortgage in exactly the right way to minimise timescales and maximise client benefits.
Call us today on 01323 840444 for more information.
Note: Your home may be repossessed if you do not keep up repayments on your mortgage.
At Stevens & Carter, we understand the importance involved in choosing the right Solicitor to oversee your home move.
The legalities of your move are one of the most stressful and time-consuming parts of any property transaction and that is why we work with a local panel of solicitors to provide you with the best conveyancing service available.
We can help you choose the most appropriate local Solicitor depending on your own requirements. We know and work closely with many practices and can therefore help you make the most suitable choice of solicitor.